Deciding what type of loan best meets your needs is what we do best! There are advantages and disadvantages to each type of mortgage.
Call us today at 269.649.1371 to talk to one of our mortgage professionals.
Government agencies such as the FHA, the USDA Rural Development and the VA can insure or guarantee loans. Loans not guaranteed or insured by these organizations are known as Conventional loans.
Conventional loans must adhere to mortgage guidelines set by the Federal National Mortgage Association, also referred to as Fannie Mae or The Federal Home Loan Mortgage Corporation, also known as Freddie Mac. This program might be a consideration for borrowers with average to above average credit and stable income.
An FHA loan is a government-backed mortgage, insured by the Federal Housing Administration (FHA). Borrowers with limited credit and stable income may consider an FHA loan
The USDA Rural Development provides financing for rural properties for households with low to moderate income. Borrowers looking to purchase in a rural area are often considered for these loans.
VA loans are special entitlement for veterans, Active Military or eligible surviving spouses with no down payment requirement.
Hours of Operation
Monday - Friday: 9 AM - 5 PM
Evenings & Weekends by Appointment
104 S Michigan Ave
Vicksburg MI 49097